A journey lived well should be for the taking without the limitation of fear of what others think or failure, but head-on with all the courage you have inside you.
Both a win and loss in efforts construct layers of character. The teaching and discipline exercise bestows your life should be greeted and fixed as a habit in daily life towards your life goals without exception.
There is no absolute how you will live your life in retirement unless you have a concrete vision of how you would like to live your life and continue providing for your family long after you depart earth to a better place.
You must know in your heart and believe that your failures are the best education you can receive on your journey. Your attitude for all your efforts must be lead with high standards.