Focus and flow are critical for achieving outstanding performance in any area of life. It requires developing the ability to enter a state of flow, where you lose track of time and become fully immersed in the present moment.
A journey lived well should be for the taking without the limitation of fear of what others think or failure, but head-on with all the courage you have inside you.
There is no absolute how you will live your life in retirement unless you have a concrete vision of how you would like to live your life and continue providing for your family long after you depart earth to a better place.
You must know in your heart and believe that your failures are the best education you can receive on your journey. Your attitude for all your efforts must be lead with high standards.